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Navigating today’s financial landscape can be a challenge.

Our values-based approach guides you along your journey.

LET’S SHAPE THE PATH TO FINANCIAL WELL-BEING.

Navigating today’s financial landscape can be a challenge.

Our values-based approach guides you along your journey.

LET’S SHAPE THE PATH TO FINANCIAL WELL-BEING.

FINANCIAL PLANNING

A one-size fits all plan for finances often doesn't work.

I want to get to know you and your values, goals and ambitions. 

Let’s work together to give you an understanding of your money and on a path that works for you.

CASH FLOW

Develop a forward-looking framework that aligns spending and saving with goals and values.

TAX PLANNING

Implement tax strategies that support tax-efficiency throughout your lifetime.

ESTATE PLANNING

Educate, establish and implement a plan that honors your wishes and ensures efficient transfer to heirs or beneficiaries.

EDUCATION PLANNING

Integrate a savings plan that supports both education goals and your financial plan.

RETIREMENT PLANNING

Proactively plan and prepare for financial independence so that you can live your best during and after your working years.

RISK MANAGEMENT

Identify, assess, and mitigate risks in a manner that supports your health and wealth.

INVESTMENT PLANNING

Implement a customized and tax-efficient investment plan using low-cost exchange-traded and mutual funds that align with your objectives, time horizon, and risk preference.

THE PROCESS

Over a series of meetings, we’ll partner together to forge a path for financial success.

Find your Guide.

In our complimentary Getting Acquainted Meeting, we’ll focus on your main concerns, priorities, and aspirations. We will discuss how Pathlight can help, thus laying the foundation for our partnership.

Hit the Road.

In our Discovery Meeting, we’ll begin our partnership, establish your point A and dig deeper into your values and priorities. We’ll ask… Where are you today? Where do you want to go? What values guide your decision-making?

Shape the Path.

In our Plan Review Meeting, we’ll summarize and clarify values, goals, priorities, concerns, and transitions and discuss how the financial plan supports your vision. We’ll ask… Are we on the right path? What do we need to adjust as we think about tomorrow?

Start the Trek.

In our Plan Presentation Meeting, we’ll present the financial plan and discuss implementation and monitoring, along with strategies for maintaining a proactive approach. We’ll address: What’s our plan for success? How do we stay on track? What are our next steps?

Continue our Journey.

In our Update Meetings, we’ll review your plan to make sure it remains relevant to evolving circumstances, values and priorities. We’ll reflect and refine. We’ll learn and adapt. We’ll ask… What’s new? What’s changed?

Partner. Together.

Pathlight serves as your ongoing guide and partner along your financial journey. As life evolves, so will your financial plan. Pathlight is here to support you at each step.

INVESTMENT MANAGEMENT

Your investment portfolio should support you and your financial plan.

Let’s align your assets with your goals, risk tolerance, priorities and values. My philosophy for investment management is:

COST & FEES

Pathlight Financial Planning charges a blended-tier assets under management (AUM) fee, with a minimum annual fee of $4,000.

Assets Under Management
Annual Advisory Fee
$0 – $1,000,000
1.00%
$1,000,001 – $2,000,000
0.80%
$2,000,001 and above
0.60%
The AUM fee is deducted on a monthly basis from managed investment accounts.
An additional, recurring financial planning fee is assessed, only if total AUM is below $400,000. The financial planning fee of $1,000/quarter is reduced by AUM fees collected in the prior quarter.
The financial planning fee is billed quarterly and may be paid via bank account (ACH).

COST & FEES

Pathlight Financial Planning charges a blended-tier assets under management (AUM) fee structure, with a minimum annual fee of $4,000.
Assets Under Management
Annual Advisory Fee
$0 – $1,000,000
1.00%
$1,000,001 – $2,000,000
0.80%
$2,000,001 and above
0.60%
The AUM fee is deducted on a monthly basis from managed investment accounts.
An additional, recurring financial planning fee is assessed, only if total AUM is below $400,000. The financial planning fee of $1,000/quarter is reduced by AUM fees collected in the prior quarter.
The financial planning fee is billed quarterly and may be paid via bank account (ACH).